Swipe Aras charges fees in three categories. Understanding which category applies helps you read your statements and anticipate costs.
Fee Categories
Category | What It Covers | Where It Appears |
|---|---|---|
Transaction fees | Processing fees on each payment (interchange, platform markup) | Payment Ledger |
Recurring fees | Monthly or annual subscription-style fees (e.g., platform fee, service fees) | Account activity |
Terminal device fees | Fees per card-present terminal device on your account | Account activity |
How Fees Are Collected
Transaction fees are deducted as part of the split at the time of each transaction and recorded in your payment ledger.
Recurring and terminal fees are collected separately via Adyen's Transfer API — funds move directly from your Adyen balance account to the Swipe Aras platform account on the billing date. These are not deducted from your next payout — they are collected directly from your balance.
Reading Your Fee Breakdown
Your monthly statement itemizes both transaction fees and recurring/terminal fees. See Monthly Statements for a walkthrough of each line item.
For questions about your specific fee rates, contact your account manager. Your pricing is defined in your agreement with Swipe Aras.