Account Approval Process

After you complete hosted onboarding, your account enters the Swipe Aras approval queue. Here's exactly what happens.

The Approval Steps

1. Adyen notifies Swipe Aras that your verification documents have been submitted and reviewed

2. Swipe Aras reviews your account — verifying your business information and confirming all capabilities are valid on the Adyen side

3. An admin approves your account — this triggers the approval job which activates your account

4. Your balance account is activated and both your payout sweep (push) and top-up sweep (pull) are created automatically

5. Your account status changes to Active and you receive a confirmation

Timeline

Approval typically takes 1–3 business days after all documents are verified. The actual Adyen verification (Step 1) can take up to 1–3 business days on its own — the Swipe Aras review step is generally same-day once Adyen confirms.

What the Approval Job Does Automatically

When your account is approved, Swipe Aras automatically:

• Activates your Adyen balance account

• Creates a push sweep — the scheduled transfer from your balance account to your bank (payout)

• Creates a pull sweep — a top-up sweep from your bank to your balance account if needed

You don't need to configure any of this yourself.

If Approval Is Delayed

If your account is not approved within 3 business days, contact your account manager. Common reasons for delays include:

• Outstanding document verification with Adyen

• Additional KYC information required

• Compliance review for specific business types

See also: Account Statuses Explained